Driving Conditions in Alafaya, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
117Rainy Days a Year
52 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Alafaya, florida Car Insurance Rates by Provider
With a variety of car insurance providers to choose from in Alafaya, Florida, such as Geico, Progressive, State Farm, Allstate, and USAA, it is crucial to compare rates and coverage options to ensure you are receiving the best policy possible. White Chip Insurance has existing relationships with each of these carriers and is able to ensure you will be quoted the cheapest car insurance rates in all of Alafaya. White Chip Insurance offers a free quote service, so you can compare rates without any obligation.
|Provider||Average Annual Rate|
Alafaya, florida Car Insurance Rates by Gender and Marital Status
Car insurance companies cannot use gender as a basis for determining insurance rates and most states have laws prohibiting insurers from using gender as a factor when determining rates. In Alafaya, Florida, you typically won’t find varying insurance rates, based on gender. However, on average, female drivers in Alafaya, Florida pay slightly more. Married couples typically have lower car insurance rates than single drivers because it is assumed that married drivers will drive more responsibly and take fewer risks behind the wheel. In Alafaya, Florida, divorced or widowed drivers can expect to see a slight increase in their rates than single or married drivers. White Chip Insurance will find you the cheapest rates no matter which category you fall into.
|Gender and Marital Status||Average Annual Rate|
Alafaya, florida Car Insurance Rates by Driving Record
Driving records are a huge consideration for insurance companies when it comes to determining rates. A clean driving record can lend discounts and lower premiums, while a faulty driving record can, in some cases, double the cost. Drivers who have had a DUI conviction or multiple traffic violations may be charged significantly higher rates. On average, Alafaya, Florida offers a rate of $1,340 for a clean driving record and can go as high as $4,125 for a faulty driving record. Contact a White Chip Insurance agent today to compare rates from a variety of providers to get you the cheapest car insurance possible.
|Driving Record||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$3,940|
|At-fault Accident (damages greater than $2,000)||$3,940|
|Speeding Ticket (16-20mph over speed limit)||$3,645|
Alafaya, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Alafaya, Florida to drivers of all credit scores. Contact a White Chip Insurance agent today to compare rates without any obligation.
|Credit Score||Average Annual Rate|
|300 - 579||$5,425|
|580 - 669||$3,950|
|670 - 739||$2,832|
|740 - 799||$2,490|
|740 - 799||$2,210|
Cheapest Area Codes in Alafaya, florida
Some zip codes in Alafaya, Florida are more expensive due to their proximity to desirable areas with better job prospects, educational opportunities, and access to amenities such as shopping, dining, and entertainment. Other factors that can contribute to higher prices in certain areas include the quality of schools and the safety of the neighborhood. The most expensive zip code in Alafaya, Florida is 32828, with an average home value of $682,500. The least expensive zip code in Alafaya, Florida is 32817, with an average home value of $375,000.
Most Expensive Alafaya, florida zip Code
32816, 32817, 32818, 32819, 32826
Least Expensive Alafaya, florida zip Code
32820, 32824, 32825, 32827, 32828