Driving Conditions in Ocala, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
116Rainy Days a Year
64 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Ocala, florida Car Insurance Rates by Provider
There are many car insurance providers in Ocala, Florida to choose from, so it is best to compare rates and coverage options to find the best policy for you. The top providers in the area include Geico, Progressive, State Farm, Allstate, and USAA. Each company offers a variety of discounts and coverage options, so it's important to compare the rates and coverage to find the best fit for your needs. White Chip Insurance has established relationships with all these carriers so we can ensure you will receive the cheapest car insurance rate.
|Provider||Average Annual Rate|
Ocala, florida Car Insurance Rates by Driving Record
For insurance companies, there is much to consider when determining car insurance rates. A drivers driving record might be one of the weightiest considerations of them all. You will typically find discounts and lower premiums associated with clean driving records and you will typically find the opposite with faulty driving records. On average, Ocala, Florida offers a rate of $1,946 for a clean driving record and as high as $3,077 for a faulty record.
|Driving Record||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$3,122|
|At-fault Accident (damages greater than $2,000)||$3,225|
|Speeding Ticket (16-20mph over speed limit)||$3,368|
Ocala, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Ocala, Florida to drivers of all credit scores. Contact us today to learn more.
|Credit Score||Average Annual Rate|
|300 - 570||$5,040|
|580 - 669||$3,047|
|670 - 739||$2,286|
|740 - 799||$2,115|
|800 - 850||$1,886|
Cheapest Area Codes in Ocala, florida
Some zip codes in Ocala, Florida are more expensive due to their proximity to desirable areas with better job prospects, educational opportunities, and access to amenities such as shopping, dining, and entertainment. Other factors that can contribute to higher prices in certain areas include quality of schools and safety of the neighborhood. The most expensive zip code in Ocala, Florida is 34479, with an average home value of $200,000. The least expensive zip code in Ocala, Florida is 32617, with an average home value of $165,000.
Most Expensive Ocala, florida zip Code
34479, 34475, 34482, 34481, 34470
Least Expensive Ocala, florida zip Code
32686, 34480, 32617, 34432, 34476