Driving Conditions in Hialeah, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
135Rainy Days a Year
65 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Hialeah, florida Car Insurance Rates by Provider
There are many car insurance providers in Hialeah, Florida to choose from, so it is best to compare rates and coverage options to find the best policy for you. Some of the top providers in the area include Geico, Progressive, State Farm, Allstate, and USAA. Each company offers a variety of discounts and coverage options, so it's important to compare the rates and coverage to find the best fit for your needs. White Chip Insurance has established relationships with all these carriers so we can ensure you will receive the cheapest car insurance rate.
|Provider||Average Annual Rate|
Hialeah, florida Car Insurance Rates by Gender and Marital Status
In Hialeah, Florida, car insurance rates do not typically differ based on gender. This is because car insurance companies cannot use gender as a factor in their pricing models. Some states have laws that prohibit insurers from using gender as a factor when setting rates. In Hialeah, Florida, female drivers pay slightly more than male drivers on average. Marital status can affect car insurance rates. Married couples generally pay less for car insurance than single drivers because they are seen as more responsible and less likely to take risks behind the wheel. In Hialeah, Florida, divorced or widowed drivers can expect to pay slightly higher rates than single or married drivers.
|Gender and Marital Status||Average Annual Rate|
Hialeah, florida Car Insurance Rates by Driving Record
Car insurance rates are determined by many factors including the driver’s driving record. A driver with a clean driving record is likely to have lower car insurance premiums than someone with a poor driving record. Insurers may also offer discounts for drivers with clean records or reward them with lower rates. Conversely, drivers with a poor driving record may be charged higher rates or be required to pay higher deductibles. Drivers who have had a DUI conviction or multiple traffic violations may be charged significantly higher rates. In Hialeah, Florida, the average car insurance rate for a driver with a clean record is $2,307 per year, while the average rate for a driver with a poor record is $4,769 per year.
|Driving Record||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$4,438|
|At-fault Accident (damages greater than $2,000)||$4,438|
|Speeding Ticket (16-20mph over speed limit)||$4,004|
Cheapest Area Codes in Hialeah, florida
Some zip codes in Hialeah, Florida are more expensive due to their proximity to desirable areas with better job prospects, educational opportunities, and access to amenities such as shopping, dining, and entertainment. Other factors that can contribute to higher prices in certain areas include the quality of schools and the safety of the neighborhood. The most expensive zip code in Hialeah, Florida is 33010, with an average home value of $489,000. The least expensive zip code in Hialeah, Florida is 33015, with an average home value of $377,000.
Most Expensive Hialeah, florida zip Code
33002, 33017, 33166, 33015, 33018
Least Expensive Hialeah, florida zip Code
33012, 33142, 33147, 33013, 33010