Driving Conditions in Pembroke Pines, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
127Rainy Days a Year
61 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Pembroke Pines, florida Car Insurance Rates by Provider
With various car insurance providers to choose from in Pembroke Pines, Florida, such as, Geico, Progressive, State Farm, Allstate, and USAA, it is important that you make sure you are getting the best rates possible. White Chip Insurance will utilize their relationship with each of these insurance providers to ensure you are receiving just that.
|Provider||Average Annual Rate|
Pembroke Pines, florida Car Insurance Rates by Gender and Marital Status
In Pembroke Pines, Florida, car insurance rates do not typically differ based on gender. This is because car insurance companies cannot use gender as a factor in their pricing models. Some states have laws that prohibit insurers from using gender as a factor when setting rates. In Pembroke Pines, Florida, female drivers pay slightly more than male drivers on average. Marital status can affect car insurance rates. Married couples generally pay less for car insurance than single drivers because they are seen as more responsible and less likely to take risks behind the wheel. In Pembroke Pines, Florida, divorced or widowed drivers can expect to pay slightly higher rates than single or married drivers.
|Gender and Marital Status||Average Annual Rate|
Pembroke Pines, florida Car Insurance Rates by Driving Record
Car insurance rates are determined by many factors including the driver’s driving record. A driver with a clean driving record is likely to have lower car insurance premiums than someone with a poor driving record. Insurers may also offer discounts for drivers with clean records or reward them with lower rates. Conversely, drivers with poor driving records may be charged higher rates or be required to pay higher deductibles. Drivers who have had a DUI conviction or multiple traffic violations may be charged significantly higher rates. In Pembroke Pines, Florida, the average car insurance rate for a driver with a clean record is $1,895 per year, while the average rate for a driver with a poor record is $4,081 per year.
|Driving Record||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$3,770|
|At-fault Accident (damages greater than $2,000)||$3,770|
|Speeding Ticket (16-20mph over speed limit)||$3,445|
Pembroke Pines, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Pembroke Pines, Florida to drivers of all credit scores. Contact us today to learn more.
|Credit Score||Average Annual Rate|
|300 - 570||$5,406|
|580 - 669||$3,330|
|670 - 739||$2,705|
|740 - 799||$2,441|
|800 - 850||$2,163|
Cheapest Area Codes in Pembroke Pines, florida
Some zip codes in Pembroke Pines, Florida are more expensive due to their proximity to desirable areas with better job prospects, educational opportunities, and access to amenities such as shopping, dining, and entertainment. Other factors that can contribute to higher prices in certain areas include quality of schools and safety of the neighborhood. The most expensive zip code in Pembroke Pines, Florida is 33029, with an average home value of $692,000. The least expensive zip code in Pembroke Pines, Florida is 33015, with an average home value of $391,200.
Most Expensive Pembroke Pines, florida zip Code
33023, 33027, 33332, 33022, 33015
Least Expensive Pembroke Pines, florida zip Code
33028, 33026, 33029, 33025, 33024