Driving Conditions in Orlando, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
114Rainy Days a Year
52 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Orlando, florida Car Insurance Rates by Provider
White Chip Insurance has relationships with a variety of insurance providers, such as, Geico, Progressive, State Farm, Allstate, and USAA. It is important that you, the car owner, to compare rates and coverage options to ensure you are recieving the best policy possible. White Chip will utilize these relationships to make sure you find the best policies available in Orlando.
| Provider | Average Annual Rate |
|---|
| State Farm | $1,647 |
| GEICO | $2,016 |
| Progressive | $2,800 |
| Allstate | $3,316 |
Orlando, florida Car Insurance Rates by Gender and Marital Status
Most states have laws prohibiting insurance companies from using gender as a basis for determining rates. Most likely, you will not find gender bias in car insurance quotes in Orlando, FL. Although, you will typically find higher insurance rates for female drivers in Orlando. Married couples often have lower car insurance rates than single drivers because it is assumed that married drivers will take less risks behind the wheel than single drivers. In Orlando, FL, divorced or widowed drivers will usually find an increase in their insurance rates than single or married drivers. White Chip Insurance is determined to find you cheap car insurance in Orlando.
| Gender and Marital Status | Average Annual Rate |
|---|
| Married | $2,211 |
| Divorced | $2,301 |
| Widowed | $2,260 |
| Female | $2,361 |
| Male | $2,301 |
| Single | $2,211 |
Orlando, florida Car Insurance Rates by Driving Record
Driving records hold weight in the process of determining insurance rates for most insurance companies. While a faulty driving record can cause prices to spike, drivers with a clean driving record are more likely to receive discounts on their insurance. On average, Orlando, Florida offers a rate of $1,200 for clean driving records, but the rate for faulty driving records run around $1,850. No matter what your driving record is, White Chip Insurance will ensure you receive affordable car insurance in Orlando.
| Driving Record | Average Annual Rate |
|---|
| DUI/DWI | $3,394 |
| Reckless Driving | $3,511 |
| At-fault Accident (damages less than $1,000) | $3,197 |
| At-fault Accident (damages greater than $2,000) | $3,197 |
| Speeding Ticket (16-20mph over speed limit) | $2,883 |
Orlando, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Orlando, Florida to drivers of all credit scores. Contact us today to learn more.
| Credit Score | Average Annual Rate |
|---|
| 300 - 570 | $4,580 |
| 580 - 669 | $2,829 |
| 670 - 739 | $2,301 |
| 740 - 799 | $2,086 |
| 800 - 850 | $1,845 |
Cheapest Area Codes in Orlando, florida
Orlando, Florida car insurance rates can be more expensive if the incurance company is in close proximity with more affluent ammenities, such as, top-tier education and elite job opportunities. Safe neighborhoods and and high quality schools are additional factors that can affect insurance premiums. The most expensive zip code in Orlando, Florida is 32766, with an average home value of $621,000. The least expensive zip code in Orlando, Florida is 32147, with an average home value of $386,000.
Most Expensive Orlando, florida ZIP Codes
32792, 32836, 32789, 32801, 32826
Least Expensive Orlando, florida ZIP Codes
32809, 32839, 32811, 32805, 32808
