save $ on your car insurance

Cheapest Car Insurance Rates in Davie, florida

Or talk to a live agent now

Call (888) 242-7540
  • progressive.png
  • allstate.png
  • the-general.png
    the general
  • american-family.png
    american family
  • farmers.png

Driving Conditions in Davie, florida

At White Chip Insurance we understand the importance of finding the best carriers for our clients.

135Rainy Days a Year
65 in.Average Annual Rainfall
0 in.Average Annual Snowfall

Davie, florida Car Insurance Rates by Provider

White Chip Insurance has relationships with a variety of insurance providers, such as Geico, Progressive, State Farm, Allstate, and USAA. It is important that you, the car owner, compare rates and coverage options to ensure you are receiving the best policy possible. White Chip will utilize these relationships to make sure you find the best policies available in Davie, Florida.

ProviderAverage Annual Rate
State Farm$1,963

Davie, florida Car Insurance Rates by Age

In Davie, Florida, car insurance rates can vary depending on the age of the driver. Most insurance companies require younger drivers to pay higher premiums than older drivers because of the risk that is associated with new drivers. White Chip Insurance is committed to providing fair insurance rates to all drivers, despite their age. Contact a White Chip Insurance agent today to get a free quote.

AgeAverage Annual Rate

Davie, florida Car Insurance Rates by Gender and Marital Status

Car insurance companies cannot use gender as a basis for determining insurance rates and most states have laws prohibiting insurers from using gender as a factor when determining rates. In Davie, Florida, you typically won’t find varying insurance rates, based on gender. Although, on average, female drivers in Davie, Florida pay slightly more. Married couples typically have lower car insurance rates than single drivers because it is assumed that married drivers will drive more responsibly and take fewer risks behind the wheel. In Davie, Florida, divorced or widowed drivers can expect to see a slight increase in their rates than single or married drivers.

Gender and Marital StatusAverage Annual Rate

Davie, florida Car Insurance Rates by Driving Record

Driving records hold weight in the process of determining insurance rates for most insurance companies. While a faulty driving record can cause prices to spike, drivers with a clean driving record are more likely to receive discounts on their insurance. On average, Davie, Florida offers a rate of $1,650 for clean driving records, but the rate for faulty driving records runs around $3,905.

Driving RecordAverage Annual Rate
Reckless Driving$4,080
At-fault Accident (damages less than $1,000)$3,696
At-fault Accident (damages greater than $2,000)$3,696
Speeding Ticket (16-20mph over speed limit)$3,341

Davie, florida Car Insurance Rates by Credit Score

Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates. Contact a White Chip Insurance agent today to get the best policy possible, no matter what your credit score is.

Credit ScoreAverage Annual Rate
300 - 570$5,281
580 - 669$3,256
670 - 739$2,648
740 - 799$2,395
800 - 850$2,120

Cheapest Area Codes in Davie, florida

Car insurance rates can also vary depending on the zip code they are coming from. Davie, Florida rates can be more expensive because of their close proximity to elite job opportunities, educational advantages, and access to amenities such as shopping, dining, and entertainment. Neighborhood safety and school quality are additional factors that can contribute to higher insurance premiums. The most expensive zip code in Davie, Florida is 33330 with an average home value of $985,274. The least expensive zip code in Davie, Florida is 33025 with an average home value of $393,801.

Most Expensive Davie, florida ZIP Codes

33311, 33313, 33314, 33322, 33324

Least Expensive Davie, florida ZIP Codes

33317, 33325, 33326, 33328, 33330

Local Amenities in Davie, florida

Our team and main headquarters is located in Tampa, Florida. We have a staff of 13 licensed insurance agents that have been in the Tampa, Florida insurance business for several years. Check out some of Tampa’s most notable local amenities below.

Davie, florida Car Insurance FAQs

Below you’ll find answers to some frequently asked questions regarding florida Car Insurance.

What is the average cost for car insurance in Florida?

According to the Insurance Information Institute, the average cost of car insurance in Florida is $2,309 per year. The most expensive car insurance is found in the city of Miami, with an average annual cost of $3,764. The least expensive city is Punta Gorda, with an average annual cost of $1,698. The average cost of car insurance in Davie is $2,648.

Why is car insurance so expensive in Florida?

Car insurance is expensive in Florida because the state has a high risk of natural disasters, such as hurricanes and floods, and a high rate of car theft. Additionally, Florida is a no-fault state, which means that drivers are personally responsible for their own medical expenses regardless of who is at fault in an accident. This leads to an increase in the cost of insurance in Florida.

White Chip Figure in a caran unhappy cartoon-style chip sitting in a car
How much is car insurance near Davie, FL?
OcalaMiamiFort Lauderdale
OrlandoSt. PetersburgHialeah
HollywoodCape CoralPembroke Pines
Port St. LucieMiami GardensGainesville
Coral Springs Lehigh AcresClearwater
Palm BayPompano BeachWest Palm Beach
MiramarLakelandBoca Raton
SunriseSpring HillPlantation
AlafayaFort MyersLargo
BrandonPalm Coast

Find the Cheapest Car Insurance Rates