Driving Conditions in Fort Lauderdale, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
128Rainy Days a Year
66 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Fort Lauderdale, florida Car Insurance Rates by Provider
White Chip Insurance has relationships with a variety of insurance providers, such as, Geico, Progressive, State Farm, Allstate, and USAA. It is important that you, the car owner, to compare rates and coverage options to ensure you are recieving the best policy possible. White Chip will utilize these relationships to make sure you find the best policies available in Fort Lauderdale.
| Provider | Average Annual Rate |
|---|
| State Farm | $2,019 |
| GEICO | $2,577 |
| Progressive | $3,191 |
| Allstate | $3,780 |
Fort Lauderdale, florida Car Insurance Rates by Gender and Marital Status
Most states have laws prohibitting insurance companies from using gender as a basis for determining rates. Most likely, you will not find gender bias in car insurance quotes in Fort Lauderdale, FL. Although, you will typically find higher insurance rates for female drivers in Fort Lauderdale. Married couples often have lower car insurance rates than single drivers because it is assumed that married drivers will take less risks behind the wheel than single drivers. In Fort Lauderdale, FL, divorced or widowed drivers find an increase in their insurance rates than single or married drivers.
| Gender and Marital Status | Average Annual Rate |
|---|
| Married | $2,676 |
| Divorced | $2,786 |
| Widowed | $2,734 |
| Female | $2,852 |
| Male | $2,786 |
| Single | $2,676 |
Fort Lauderdale, florida Car Insurance Rates by Driving Record
Driving records hold weight in the process of determining insurance rates for most insurance companies. While a faulty driving record can cause prices to spike, drivers with a clean driving record are more likely to recieve discounts on their insurance. On average, Fort Lauderdale, Florida offers a rate of $2,973 for clean driving records, but the rate for faulty driving records run around $4,324.
| Driving Record | Average Annual Rate |
|---|
| DUI/DWI | $4,186 |
| Reckless Driving | $4,324 |
| At-fault Accident (damages less than $1,000) | $3,872 |
| At-fault Accident (damages greater than $2,000) | $3,872 |
| Speeding Ticket (16-20mph over speed limit) | $3,538 |
Fort Lauderdale, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Fort Lauderdale, Florida to drivers of all credit scores. Contact us today to learn more.
| Credit Score | Average Annual Rate |
|---|
| 300 - 570 | $5,587 |
| 580 - 669 | $3,435 |
| 670 - 739 | $2,786 |
| 740 - 799 | $2,515 |
| 800 - 850 | $2,225 |
Cheapest Area Codes in Fort Lauderdale, florida
Fort Lauderdale, Florida car insurance can be more expensive depending on its location and surroundings. If it is in close proximity to elite education and top-tier job opportunities, as well as safe neighborhoods and affluent ammenities, then you can expect the rates to be more pricey. The most expenzive zip code in Fort Lauderdale, Florida is 33066 with an average home value of $230,000 and the least expensive zip code is 33313 with an average home value of $198,000.
Most Expensive Fort Lauderdale, florida ZIP Codes
33438, 33440, 33493, 33313, 33319
Least Expensive Fort Lauderdale, florida ZIP Codes
33066, 33322, 33409, 33035, 33417
