Driving Conditions in Lakeland, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
115Rainy Days a Year
53 in.Average Annual Rainfall
0 in.Average Annual Snowfall
Lakeland, florida Car Insurance Rates by Provider
With a variety of car insurance providers to choose from in Lakeland, Florida, such as State Farm, Geico, Progressive, Allstate, and USAA, it is crucial to compare rates and coverage options to ensure you are receiving the best policy possible. White Chip Insurance has existing relationships with each of these carriers and is able to ensure you will be quoted the cheapest car insurance rates in all of Lakeland.
|Provider||Average Annual Rate|
Lakeland, florida Car Insurance Rates by Driving Record
For insurance companies, a driver’s driving record holds weight in the process of determining their car insurance rate. A clean driving record typically equals lower premiums. A faulty driving record typically causes the prices to spike. Drivers with a clean record may be offered discounts on their insurance, while drivers with a faulty record run the risk of being charged higher deductibles. Similarly, drivers with multiple traffic violations or DUI convictions may be charged significantly higher rates. On average, Lakeland, Florida offers a rate of $1,450 per year for clean driving records, while the rate for a faulty driving record is around $3,300.
|Driving Record||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$3,040|
|At-fault Accident (damages greater than $2,000)||$3,040|
|Speeding Ticket (16-20mph over speed limit)||$2,778|
Lakeland, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Lakeland, Florida to drivers of all credit scores. Contact us today to learn more.
|Credit Score||Average Annual Rate|
|300 - 570||$4,344|
|580 - 669||$2,697|
|670 - 739||$2,199|
|740 - 799||$1,992|
|800 - 850||$1,767|
Cheapest Area Codes in Lakeland, florida
Some zip codes in Lakeland, Florida are more expensive due to their proximity to desirable areas with better job prospects, educational opportunities, and access to amenities such as shopping, dining, and entertainment. Other factors that can contribute to higher prices in certain areas include the quality of schools and the safety of the neighborhood. The most expensive zip code in Lakeland, Florida is 33813, with an average home value of $380,078. The least expensive zip code in Lakeland, Florida is 33815, with an average home value of $182,375.
Most Expensive Lakeland, florida zip Code
33801, 33805, 33815, 33846, 33868
Least Expensive Lakeland, florida zip Code
33810, 33811, 33812, 33813, 33823