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Cheapest Car Insurance Rates in Coral Springs , florida

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Driving Conditions in Coral Springs , florida

At White Chip Insurance we understand the importance of finding the best carriers for our clients.

138Rainy Days a Year
61 in.Average Annual Rainfall
0 in.Average Annual Snowfall

Coral Springs , florida Car Insurance Rates by Provider

White Chip Insurance has relationships with a variety of insurance providers, such as Geico, Progressive, State Farm, Allstate, and USAA. It is important that you, the car owner, compare rates and coverage options to ensure you are receiving the best policy possible. White Chip will utilize these relationships to make sure you find the best policies available in Coral Springs.

ProviderAverage Annual Rate
State Farm$2,213
GEICO$2,854
Progressive$3,234
Allstate$3,878

Coral Springs , florida Car Insurance Rates by Age

Depending on the age of the driver, car insurance rates in Coral Springs can vary. On average, insurance companies require younger drivers to pay higher rates than older drivers due to age being considered a risk factor when qualifying for insurance rates. White Chip Insurance is committed to providing cheap insurance rates to all drivers, despite their age.

AgeAverage Annual Rate
16-19$8,403
20s$3,777
30s$2,968
40s$2,912
50s$2,737
60s$2,796
70s$3,407

Coral Springs , florida Car Insurance Rates by Gender and Marital Status

Most states have laws prohibiting insurance companies from using gender as a basis for determining rates. Most likely, you will not find gender bias in car insurance quotes in Coral Springs, FL. Although, you will typically find higher insurance rates for female drivers in Coral Springs. Married couples often have lower car insurance rates than single drivers because it is assumed that married drivers will take fewer risks behind the wheel than single drivers. In Coral Springs, FL, divorced or widowed drivers will usually find an increase in their insurance rates than single or married drivers.

Gender and Marital StatusAverage Annual Rate
Married$2,880
Divorced$2,981
Widowed$2,933
Female$3,072
Male$2,981
Single$2,880

Coral Springs , florida Car Insurance Rates by Driving Record

Driving records hold weight in the process of determining insurance rates for most insurance companies. While a faulty driving record can cause prices to spike, drivers with a clean driving record are more likely to receive discounts on their insurance. On average, Coral Springs, Florida offers a rate of $1,450 for clean driving records, but the rate for faulty driving records runs around $2,900.

Driving RecordAverage Annual Rate
DUI/DWI$4,496
Reckless Driving$4,634
At-fault Accident (damages less than $1,000)$4,123
At-fault Accident (damages greater than $2,000)$4,123
Speeding Ticket (16-20mph over speed limit)$3,782

Coral Springs , florida Car Insurance Rates by Credit Score

Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.

Credit ScoreAverage Annual Rate
300 - 570$6,015
580 - 669$3,685
670 - 739$2,981
740 - 799$2,687
800 - 850$2,376

Cheapest Area Codes in Coral Springs , florida

Coral Springs, Florida car insurance rates can be more expensive if the incurance company is in close proximity with more affluent ammenities, such as, top-tier education and elite job opportunities. Safe neighborhoods and and high quality schools are additional factors that can affect insurance premiums. The most expensive zip code in Coral Springs, Florida is 33067, with an average home value of $728,000. The least expensive zip code in Coral Springs, Florida is 33063, with an average home value of $307,000.

Most Expensive Coral Springs , florida ZIP Codes

33061, 33063, 33073, 33077, 33196

Least Expensive Coral Springs , florida ZIP Codes

33065, 33067, 33071, 33075, 33076

Local Amenities in Coral Springs , florida

Our team and main headquarters is located in Tampa, Florida. We have a staff of 13 licensed insurance agents that have been in the Tampa, Florida insurance business for several years. Check out some of Tampa’s most notable local amenities below.

Coral Springs , florida Car Insurance FAQs

Below you’ll find answers to some frequently asked questions regarding florida Car Insurance.

What is the average cost for car insurance in Florida?

According to the Insurance Information Institute, the average cost of car insurance in Florida is $2,309 per year. The most expensive car insurance is found in the city of Miami, with an average annual cost of $3,075. The least expensive city is Punta Gorda, with an average annual cost of $1,698. The average cost of car insurance in Coral Springs is $2,981.

Why is car insurance so expensive in Florida?

Car insurance is expensive in Florida because the state has a high risk of natural disasters, such as hurricanes and floods, and a high rate of car theft. Additionally, Florida is a no-fault state, which means that drivers are personally responsible for their own medical expenses regardless of who is at fault in an accident. This leads to an increase in the cost of insurance in Florida.

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How much is car insurance near Coral Springs, FL?
MiamiFort LauderdaleOrlando
TallahasseeJacksonvilleTampa
OcalaSt. PetersburgHialeah
HollywoodCape CoralPembroke Pines
Port St. LucieMiami GardensGainesville
Lehigh AcresClearwaterPalm Bay
Pompano BeachWest Palm BeachMiramar
LakelandDavieBoca Raton
SunriseSpring HillPlantation
AlafayaFort MyersLargo
BrandonPalm Coast

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