Driving Conditions in West Palm Beach, florida
At White Chip Insurance we understand the importance of finding the best carriers for our clients.
140Rainy Days a Year
63 in.Average Annual Rainfall
0 in.Average Annual Snowfall
West Palm Beach, florida Car Insurance Rates by Provider
With a variety of car insurance providers to choose from in West Palm Beach, Florida, such as Geico, Progressive, State Farm, Allstate, and USAA, it is crucial to compare rates and coverage options to ensure you are receiving the best policy possible. White Chip Insurance has existing relationships with each of these carriers and is able to ensure you will be quoted the cheapest car insurance rates in all of West Palm Beach.
|Provider||Average Annual Rate|
West Palm Beach, florida Car Insurance Rates by Driving Record
Driving records are a huge consideration for insurance companies when it comes to determining rates. A clean driving record can lend discounts and lower premiums, while a faulty driving record can, in some cases, double the cost. On average, West Palm Beach, Florida offers a rate of $1,750 for a clean driving record and can go as high as $4,438 for a faulty driving record.
|Driving Record||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$4,389|
|At-fault Accident (damages greater than $2,000)||$4,389|
|Speeding Ticket (16-20mph over speed limit)||$3,995|
West Palm Beach, florida Car Insurance Rates by Credit Score
Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.
Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in West Palm Beach, Florida to drivers of all credit scores. Contact us today to learn more.
|Credit Score||Average Annual Rate|
|300 - 570||$6,405|
|580 - 669||$3,934|
|670 - 739||$3,187|
|740 - 799||$2,874|
|800 - 850||$2,541|
Cheapest Area Codes in West Palm Beach, florida
West Palm Beach, Florida car insurance can be more expensive depending on where the company is located and if it's in close proximity to affluent amenities. If the surrounding area has safe neighborhoods, top-tier education options, and/or elite job opportunities, the insurance rates can be affected. The most expensive zip code in West Palm Beach, Florida is 33412 with an average home value of $680,000, and the least expensive zip code is 33407 with an average home value of $333,000.
Most Expensive West Palm Beach, florida zip Code
33403, 33404, 33406, 33407, 33409
Least Expensive West Palm Beach, florida zip Code
33401, 33402, 33405, 33411, 33412