save $ on your car insurance

Cheapest Car Insurance Rates in Lehigh Acres, florida

Or talk to a live agent now

Call (888) 242-7540
  • progressive.png
    progressive
    $$/mo
  • allstate.png
    allstate
    $$/mo
  • the-general.png
    the general
    $$/mo
  • american-family.png
    american family
    $$/mo
  • farmers.png
    farmers
    $$/mo

Driving Conditions in Lehigh Acres, florida

At White Chip Insurance we understand the importance of finding the best carriers for our clients.

107Rainy Days a Year
53 in.Average Annual Rainfall
0 in.Average Annual Snowfall

Lehigh Acres, florida Car Insurance Rates by Provider

With various car insurance providers to choose from in Lehigh Acres, Florida, such as Geico, Progressive, State Farm, Allstate, and USAA, it is important that you make sure you are getting the best rates possible. White Chip Insurance will utilize its relationship with each of these insurance providers to ensure you are receiving just that. We will work to make sure you get affordable car insurance in Lehigh Acres.

ProviderAverage Annual Rate
State Farm$1,525
GEICO$1,780
Progressive$2,421
Allstate$2,752

Lehigh Acres, florida Car Insurance Rates by Age

Car insurance rates in the city of Lehigh Acres are going to differ depending on the age of the driver. Usually, insurance companies will require younger drivers to pay higher premiums due to age qualifying as a risk factor when insurance companies are determining premiums. White Chip Insurance commits to providing cheap insurance rates to all drivers, no matter their age.

AgeAverage Annual Rate
16-19$6,983
20s$2,765
30s$2,130
40s$2,049
50s$2,898
60s$1,924
70s$2,240

Lehigh Acres, florida Car Insurance Rates by Gender and Marital Status

While most states have laws that prohibit insurance companies from using gender as a basis for determining insurance rates and most of Lehigh Acres will not tolerate gender-biased insurance rates, it is still a possibility. Throughout Florida, you will typically find that female drivers pay more for car insurance, married couples pay less than single drivers, and widowed or divorced drivers will pay slightly higher rates than both. White Chip Insurance will ensure to find you cheap car insurance no matter which category you fall into.

Gender and Marital StatusAverage Annual Rate
Married$1,983
Divorced$2,078
Widowed$2,052
Female$2,130
Male$2,078
Single$1,983

Lehigh Acres, florida Car Insurance Rates by Driving Record

For insurance companies, there is much to consider when determining car insurance rates. A drivers driving record might be one of the weightiest considerations of them all. You will typically find discounts and lower premiums associated with clean driving records and you will typically find the opposite with faulty driving records. On average, Lehigh Acres, Florida offers a rate of $1,200 for a clean driving record and as high as $3,368 for a faulty record.

Driving RecordAverage Annual Rate
DUI/DWI$3,368
Reckless Driving$3,203
At-fault Accident (damages less than $1,000)$2,975
At-fault Accident (damages greater than $2,000)$2,975
Speeding Ticket (16-20mph over speed limit)$2,679

Lehigh Acres, florida Car Insurance Rates by Credit Score

Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.

Credit ScoreAverage Annual Rate
300 - 570$3,510
580 - 669$2,926
670 - 739$2,242
740 - 799$2,108
800 - 850$1,846

Cheapest Area Codes in Lehigh Acres, florida

Lehigh Acres, Florida car insurance can be more expensive depending on its location and surroundings. If it is in close proximity to elite education and top-tier job opportunities, as well as safe neighborhoods and affluent amenities, then you can expect the rates to be more pricey. The most expensive zip code in Lehigh Acres, Florida is 33913 with an average home value of $532,000 and the least expensive zip code is 33936 with an average home value of $249,000.

Most Expensive Lehigh Acres, florida ZIP Codes

33905, 33936, 33970, 33973, 33974

Least Expensive Lehigh Acres, florida ZIP Codes

33913, 33920, 33971, 33972, 33976

Local Amenities in Lehigh Acres, florida

Our team and main headquarters is located in Tampa, Florida. We have a staff of 13 licensed insurance agents that have been in the Tampa, Florida insurance business for several years. Check out some of Tampa’s most notable local amenities below.

Lehigh Acres, florida Car Insurance FAQs

Below you’ll find answers to some frequently asked questions regarding florida Car Insurance.

What is the average cost for car insurance in Florida?

According to the Insurance Information Institute, the average cost of car insurance in Florida is $2,309 per year. The most expensive car insurance is found in the city of Miami, with an average annual cost of $3,075. The least expensive city is Punta Gorda, with an average annual cost of $1,698. The average cost of car insurance in Lehigh Acres is $2,152.

Why is car insurance so expensive in Florida?

Car insurance is expensive in Florida because the state has a high risk of natural disasters, such as hurricanes and floods, and a high rate of car theft. Additionally, Florida is a no-fault state, which means that drivers are personally responsible for their own medical expenses regardless of who is at fault in an accident. This leads to an increase in the cost of insurance in Florida.

White Chip Figure in a caran unhappy cartoon-style chip sitting in a car
How much is car insurance near Lehigh Acres, FL?
OrlandoTallahasseeJacksonville
TampaOcalaMiami
Fort LauderdaleSt. PetersburgHialeah
HollywoodCape CoralPembroke Pines
Port St. LucieMiami GardensGainesville
Coral Springs ClearwaterPalm Bay
Pompano BeachWest Palm BeachMiramar
LakelandDavieBoca Raton
SunriseSpring HillPlantation
AlafayaFort MyersLargo
BrandonPalm Coast

Find the Cheapest Car Insurance Rates