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Cheapest Car Insurance Rates in Tallahassee, florida

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Driving Conditions in Tallahassee, florida

At White Chip Insurance we understand the importance of finding the best carriers for our clients.

103Rainy Days a Year
60 in.Average Annual Rainfall
0 in.Average Annual Snowfall

Tallahassee, florida Car Insurance Rates by Provider

With various car insurance providers to choose from in Tallahassee, Florida, such as, Geico, Progressive, State Farm, Allstate, and USAA, it is important that you make sure you are getting the best rates possible. White Chip Insurance will utilize their relationship with each of these insurance providers to ensure you are receiving cheap car insurance in Tallahassee.

ProviderAverage Annual Rate
State Farm$1,387
GEICO$2,003
Progressive$2,338
Allstate$2,702

Tallahassee, florida Car Insurance Rates by Age

Car insurance rates in the city of Tallahassee are going to differ depending on the age of the driver. Usually, insurance companies will require younger drivers to pay higher premiums due to age qualifying as a risk factor when insurance companies are determining premiums. White Chip Insurance commits to providing cheap insurance rates to all drivers, no matter their age.

AgeAverage Annual Rate
16-19$5,899
20s$2,678
30s$2,062
40s$2,017
50s$1,886
60s$1,928
70s$2,350

Tallahassee, florida Car Insurance Rates by Gender and Marital Status

While most states have laws that prohibit insurance companies from using gender as a basis for determingin insurance rates and most of Tallahassee will not tollerate gender biased insurance rates, it is still a possibility. Throughout Florida, you will typically find that female drivers pay more for car insurance, married couples pay less than single drivers, and widowed or divorced drivers will pay slightly higher rates than both. White Chip Insurance will ensure to find you affordable car insurance in Tallahassee no matter which category you fall into.

Gender and Marital StatusAverage Annual Rate
Married$1,976
Divorced$2,072
Widowed$2,027
Female$2,100
Male$2,072
Single$1,976

Tallahassee, florida Car Insurance Rates by Driving Record

For insurance companies, there is much to consider when determining car insurance rates. A drivers driving record might be one of the weightiest considerations of them all. You will typically find discounts and lower premiums associated with clean driving records and you will typically find the opposite with faulty driving records. On average, Tallahassee, Florida offers a rate of $2,160 for a clean driving record and as high as $3,309 for a faulty record. No matter what your driving record is, White Chip Insurance will ensure you receive cheap car insurance in Tallahassee, Florida.

Driving RecordAverage Annual Rate
DUI/DWI$3,104
Reckless Driving$3,199
At-fault Accident (damages less than $1,000)$2,846
At-fault Accident (damages greater than $2,000)$2,846
Speeding Ticket (16-20mph over speed limit)$2,601

Tallahassee, florida Car Insurance Rates by Credit Score

Credit score is often taken into consideration when determining car insurance rates. Generally, the higher the credit score, the lower the car insurance rates. Since car insurance companies take into account an individual's financial history when determining rates, those with higher credit scores may be seen as more responsible and therefore may be able to access lower rates.

Low credit score? No worries - White Chip Insurance is dedicated to providing the cheapest car insurance rates in Tallahassee, Florida to drivers of all credit scores. Contact us today to learn more.

Credit ScoreAverage Annual Rate
300 - 570$4,090
580 - 669$2,539
670 - 739$2,072
740 - 799$1,878
800 - 850$1,669

Cheapest Area Codes in Tallahassee, florida

Tallahassee, Florida car insurance can be more expensive depending on its location and surroundings. If it is in close proximity to elite education and top-tier job opportunities, as well as safe neighborhoods and affluent ammenities, then you can expect the rates to be more pricey. The least expensive zip code is 32310 with an average home value of $154,000. The most expensive zip code in Tallahassee, Florida is 32304 with an average home value of $195,000. We will work to get you affordable car insurance in Tallahassee no matter what zip code you live in.

Most Expensive Tallahassee, florida ZIP Codes

32304, 32310, 32305, 32303, 32302

Least Expensive Tallahassee, florida ZIP Codes

32312, 32317, 32309, 32308, 32311

Local Amenities in Tallahassee, florida

Our team and main headquarters is located in Tampa, Florida. We have a staff of 13 licensed insurance agents that have been in the Tampa, Florida insurance business for several years. Check out some of Tampa’s most notable local amenities below.

Tallahassee, florida Car Insurance FAQs

Below you’ll find answers to some frequently asked questions regarding florida Car Insurance.

What is the average cost for car insurance in Florida?

According to the Insurance Information Institue, the average cost of car insurance in Florida is $1,939 per year. The most expensive car insurance is found in the city of Miami, with an average annual cost of $3,764. The least expensive city is Punta Gorda, with an average annual cost of $1,698. The average cost of car insurance in Tallahasse is $2,072.

Why is car insurance so expensive in Florida?

Car insurance is expensive in Florida because the state runs a high risk of natural disasters, like hurricanes and floods, and also has a high rate of car theft. Also, Florida is a no fault state, which means that drivers are personally responsible for their own medical expenses regardless of who is at fault in an accident. All of these factors result in an increase to all types of insurance in Florida.

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How much is car insurance near Tallahassee, FL?
MiamiFort LauderdaleOrlando
JacksonvilleTampaOcala
St. PetersburgHialeahHollywood
Cape CoralPembroke PinesPort St. Lucie
Miami GardensGainesvilleCoral Springs
Lehigh AcresClearwaterPalm Bay
Pompano BeachWest Palm BeachMiramar
LakelandDavieBoca Raton
SunriseSpring HillPlantation
AlafayaFort MyersLargo
BrandonPalm Coast

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